Buying a Homestead: 12 Questions

ByNichole Sheley

Are you considering buying a homestead in Illinois? Whether you’re a first-time buyer or an experienced homesteader, it’s important to ask the right questions to ensure that you find the perfect property. From zoning regulations to soil quality, there are many factors to consider when purchasing a homestead in Illinois. In this article, we’ll provide you with 12 questions that you should ask yourself and your real estate agent before making a purchase. With these questions in mind, you can feel confident that you’ll find the perfect homestead for you and your family to enjoy for years to come.

Question 1. Is there potential here in Illinois?

Illinois has a great potential for homesteading. The state has a diverse geography, ranging from flat prairies to rolling hills, providing a variety of opportunities for homesteaders to pursue their interests. Illinois also has a relatively moderate climate, with warm summers and cold winters, making it suitable for a wide range of crops and livestock. Additionally, the state has a strong agricultural tradition and a thriving local food movement, providing homesteaders with access to a variety of resources and support networks. [1][2]

Question 2. Can I achieve all my future goals with it?

It is difficult to say if you can achieve all of your future goals with a homestead in Illinois, as it largely depends on what those goals are. However, owning a homestead can certainly provide numerous benefits and opportunities for personal growth and development. Homesteading can allow you to become more self-sufficient, learn new skills, connect with nature, and create a simpler and more sustainable lifestyle. With careful planning and hard work, a homestead in Illinois can potentially provide a solid foundation for achieving a variety of personal and professional goals. [3]

Question 3. Would my plans be compatible with the current layout?

Before buying a homestead in Illinois, it’s important to evaluate whether the current layout and structure of the property align with your plans and goals. Consider factors such as:

  • The amount of land.
  • The type of soil.
  • The presence of natural resources such as water and trees.
  • The existing buildings and infrastructure.

It’s also important to assess any zoning regulations or restrictions that may impact your plans. [4] By thoroughly evaluating the property before making a purchase, you can ensure that your goals are compatible with the homestead in Illinois and that you can achieve the lifestyle you desire.

Question 4. How do the winters look here?

Illinois winters can be harsh, with below-freezing temperatures and heavy snowfall. However, with proper preparation and planning, homesteading in Illinois during the winter can be manageable. It’s important to have a reliable source of heat, such as a wood stove or furnace, and to properly insulate your home and any outbuildings. [5] It’s also crucial to stock up on supplies and have a plan in case of power outages or other emergencies. Additionally, winter can provide opportunities for activities such as ice fishing and snowshoeing, which can be enjoyed on a homestead. Overall, while Illinois winters can be challenging, they can also be a rewarding aspect of homesteading.

Question 5. What is the growing season like, and how long does it last?

Illinois has a diverse climate that can vary greatly from region to region, but generally, the state experiences a continental climate with hot summers and cold winters. The growing season in Illinois typically lasts from April to October, with frost-free days ranging from 150 to 200 days depending on the location. [6]

Question 6. What is the current water situation? Are there enough water sources?

Illinois generally has abundant water resources, including lakes, rivers, and aquifers. However, the availability and quality of water can vary depending on the location and the specific homesteading practices. Some areas may have issues with drought, flooding, or contamination, which can affect the viability of certain crops or the health of livestock. [7] Homesteaders need to research the local water situation and develop a sustainable plan for accessing and using water on their property. This may involve drilling a well, collecting rainwater, or using other conservation techniques.

Question 7. How are the neighbors?

Illinois is a diverse state with a mix of urban, suburban, and rural areas. In general, homesteaders in Illinois have reported positive experiences with their neighbors. Rural areas tend to have closer-knit communities where neighbors often help each other out, while suburban and urban areas may have more privacy but still offer opportunities for community involvement. It is important to do research on the specific area you are considering and reach out to locals for their input. Connecting with local homesteading groups or attending community events can also be a great way to meet like-minded individuals and build relationships with your neighbors. Overall, building positive relationships with your neighbors can enhance your homesteading experience and contribute to a sense of community. [8]

Question 8. Can I afford it? How much will it cost to make any improvements?

The cost of homesteading in Illinois will vary depending on a variety of factors such as location, size of the property, and the type of improvements you plan to make. However, generally, homesteading in Illinois is considered affordable compared to other states in the Midwest. [9]

The cost of purchasing land for homesteading can range from a few thousand dollars to several hundred thousand dollars, depending on the size and location of the property. In terms of making improvements, it’s important to consider the cost of materials and labor. Depending on the improvements you plan to make, costs can range from a few thousand to tens of thousands of dollars. [10]

To determine if you can afford homesteading in Illinois, it’s important to create a budget and factor in all costs associated with purchasing and improving the property. It’s also important to consider ongoing costs such as property taxes, utilities, and maintenance expenses.

Question 9. Is the outbuilding in acceptable condition? Is it immediately usable?

The condition of outbuildings on a homestead in Illinois varies greatly depending on the property’s location, age, and history of use. Some outbuildings may be in excellent condition and ready for immediate use, while others may require significant repairs or renovations before they can be used. It is essential to have a professional inspection of any outbuilding on the property to determine its condition and potential uses. [11] Additionally, the cost of repairing or renovating an outbuilding can vary widely, depending on the extent of the work needed and the materials used. Therefore, it is recommended to have a detailed cost estimate prepared by a professional contractor to ensure you have a clear understanding of the expenses involved in making any necessary improvements.

Question 10. How far is it from town?

The distance between homestead locations and towns in Illinois can vary depending on the specific location. In general, some homesteads may be located just a few miles outside of small towns, while others may be located more remotely, requiring a longer drive to reach the nearest town or city. Homesteaders need to research and carefully consider the location of their potential homestead in nearby towns and cities, as this can impact access to supplies, services, and job opportunities. Some homesteaders may prefer to live further away from towns for a greater sense of privacy and seclusion, while others may prioritize being closer to amenities and resources.

Question 11. Is the property subject to zoning restrictions? If so, what kind? Is there a homeowner’s association?

In Illinois, zoning regulations can vary depending on the specific location and the type of zoning designated for the property. Homesteaders need to research the zoning regulations for their specific property to understand any potential restrictions or limitations. Some areas may have restrictions on the types of structures that can be built, the size and location of gardens and livestock areas, and the use of certain equipment or machinery. It is important to consult with local zoning officials and obtain any necessary permits or approvals before making any changes or improvements to the property. [12]

The existence of homeowner’s associations (HOAs) for homesteaders in Illinois depends on the specific location of the property. Some homesteads may be located within a community that has an established HOA, while others may not have one at all. It’s important to research the specific property and its surrounding area to determine whether there is an HOA and what its rules and regulations may be.

Question 12. Are there any other hazards I should be aware of? Fluxes blizzards, ice storms, hurricanes, and tornadoes are just a few examples.

Illinois is susceptible to various natural hazards and disasters that homesteaders should be aware of. The state is prone to severe thunderstorms, tornadoes, floods, and winter storms. The tornado season in Illinois typically runs from March to June, and the state has experienced some of the deadliest tornadoes in U.S. history. Flooding is also a major concern, particularly in low-lying areas, and can be caused by heavy rain, rapid snowmelt, or ice jams. [13] During the winter months, heavy snowfall, freezing rain, and ice storms can pose significant risks to homesteaders. It’s important for homesteaders in Illinois to stay up-to-date with weather alerts and have a plan in place for dealing with these hazards. [14]

References:

Nichole Sheley is a modern homesteader and the founder of Broken P Ranch. She empowers women to adopt a simpler, more self-sufficient lifestyle, feeling confident to grow, create, and thrive on their own terms with joy and balance.

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